I provide care for children or other dependents.

I carry substantial debt.

I qualify for public assistance.

I face expenses related to immigration.

I am an elder with limited financial assistance.

I am a returning citizen who has faced employment rejections due to past incarceration.

I encounter discrimination in hiring or wage rates.

I am a descendant of enslaved individuals or Native American Indigenous communities.

I do not have medical insurance and do not expect to be reimbursed even partially for my sessions.

Some scholarships are available for individuals at this level, please inquire with me directly!

I am single or share expenses with roommates and/or do not have dependents.

I am capable of managing my student loan payments, either currently in repayment or having paid them off.

I receive health insurance and/or other benefits from my employer.

I possess reliable transportation for daily use or access public transportation and care shares with relative ease.

I can afford to miss work due to illness or leisure activities and still cover next month's expenses, or my job has paid time off.

I am able to travel when necessary, particularly for unexpected events such as family emergencies or funerals.

I expect to receive at least partial reimbursement for my session costs through medical insurance.

I am a homeowner.

I reside in a dual-income household and split expenses.

I possess investments, retirement funds, or inherited wealth.

I travel for leisure.

I have access to family wealth and support during times of necessity.

I choose to work part-time or am voluntarily unemployed, which may include being unemployed due to full-time schooling in pursuit of a degree.

I enjoy a relatively high earning potential attributed to my education (or privilege based on gender, race, class background, etc.).

I will be fully reimbursed for my sessions, someone else is paying for them, or the cost is not a burden to my household.